Individuals & Families

Wills

Can we help? Yes, we Will!

It is estimated that around 60% of the adult population don’t have a Will despite the well-publicised dangers of not having one. Without a Will, in the event of your death, your loved ones will have to arrange all your affairs and may face legal complications in the process.

What will happen if I do not make a Will?

Dying without having made a Will brings into effect the rules of intestacy which, aside from involving a more complex and expensive administration procedure, provide that:

  • Your spouse or civil partner may only be entitled to part of your estate
  • Your children or grandchildren will inherit your assets at age 18, which you may feel is too young
  • Only blood relatives and your spouse or civil partner can benefit. Your in-laws, friends and unmarried partner (whether having lived with you for many years or not) will NOT inherit your estate

Why make a Will?

If you make a Will, your property and affairs will be dealt with in accordance with your wishes when you die, instead of in accordance with the rules of intestacy, which may not be what you would have wanted.

Having a Will can also help:

  • Reduce administration costs
  • Speed up the process of transferring your assets to beneficiaries, helping to reduce stress and hardship
  • Take care of the needs of young children
  • Provide for a friend or unmarried partner
  • Minimise any liability to Inheritance Tax (IHT)
  • Help protect assets from a potential liability to care home fees (CHFs)

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