Pension rights must be taken into account when a divorcing couple are splitting their assets. There are a number of ways this can be done. In general it will depend on what you, as a couple have decided, otherwise it is determined by the court, possibly with the assistance of financial expert intervention. In order to make these decisions you must get your pension provider to give you a valuation of your pension fund.

There are three methods of taking pension rights into account in a divorce settlement - pension offsetting, pension earmarking and pension sharing - and we would advise that you take independent financial advice to ensure that you understand the process fully and are getting value for money.

This is a complex part of the divorce process and we are happy to spend time with you explaining what options are available to you.