The impact of Care Home Fees (CHFs) on individuals is often overlooked in society. A resident of a care home with assets in excess of £23,000 will have to pay for their own care. With limited exceptions, all homeowners will therefore have to meet any CHFs in full without assistance from the Local Authority.
By changing a Will, a husband and wife can protect at least half the value of their assets from being swallowed up by CHFs if the survivor needs care after the death of the first spouse. Instead of all the assets being left to the surviving spouse, a Trust Fund can be created.
We can help you:
- Plan in advance to avoid CHFs for example through Wills
- Challenge incorrect financial assessments carried out by the Local Authority for those already in a care home
- Claim NHS Continuing Care Funding (which pays the full cost of someone’s care in a home regardless of the extent of their assets, if that person has primarily nursing needs) and challenge decisions refusing such funding
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